A COUPLE from Moorland who were forced to evacuate their home during the floods earlier this year have been able to resume their lives this week.
Richard said: “We don’t have any choice but to carry on living here because the house now has no resale value, so we might as well spend the rest of our days here and hope nothing like this ever happens again.” Continue reading Moorland flood couple back home after 7 month
Disaster; waiting to happen. Not IF just WHEN.
See research document on Flood and Family Health
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IN an independent Scotland, the rain would keep falling regardless; says Professor Alan Werritty on Friday 21 June 2013. Whether we vote Yes or No in next year’s referendum, the nation’s future will likely be at least as wet as its recent past, and probably much more so. The best educated guesses are now suggesting that the floods to come will alter our landscape and our way of life to a vastly greater extent than any constitutional sea change. Continue reading A future Scotland could be awash with climate problems
Developers are planning tens of thousands of new homes in areas at high risk of flooding, it can be revealed.
Thousands of homes planned for flood plains; Analysis by The Sunday Telegraph of planning applications that the Environment Agency objected to because of flood risk has revealed developers last year submitted more than 3,000 separate plans to build 27,923 houses in areas prone to flooding. One recently-built estate in Ruthin, north Wales, was left underwater despite residents being given guarantees that their £200,000 homes were safe from all but the worst floods. nearby St Asaph, an elderly woman was found dead in her flooded house after 500 homes were evacuated. Continue reading Thousands of homes planned for flood plains
As the countryside comes under more pressure from developers, we meet the victims of a failed flood system in Ruthin, North Wales says as an excellent article in The Telegraph ‘Everyone blames everyone else, and it’s the ordinary people in the middle who suffer’
What they actually said was there was only a ‘once-in-a-thousand-years’ possibility of us being flooded. Well, we moved in nine months ago, and it’s already happened
“There’s a lot that needs explaining,” admits Ruthin’s mayor, Emrys Wynne, trudging the streets of Glasdir. “We just don’t know the answers yet. Perhaps the wrong kind of system was built. Perhaps it was simply overwhelmed by the amount of water. All we know at the moment is that it failed, and it’s a tragedy for these people.”
Continue reading Why were these houses built on a flood plain?
In August 2012, Professor David Crichton, an expert on ‘Flooding issues’, updated his earlier academic paper stating that England should copy Scotland in flood risk prevention. He calls for planners, developers and architects to be “legally liable when people are flooded” this he says is a way of preventing further high risk flood zone and flood plain development. Continue reading Planners, Developers & Architects should be held legally liable when family homes are flooded !!
Joanna Hopwood says my “uphill house” flood insurance shot up by 35% over ‘flood risk’ from a ditch as Aviva uses new technology for premiums as reported on 07 October 2012 by Jeff Prestridge of this is money.co.uk website . Aviva Britain’s biggest insurer, is facing a backlash from a minority of customers over the introduction of new flood-mapping technology designed to align premiums more precisely with the flood risk to individual homes. Continue reading House cover shot up by 35% over ‘flood risk’
On 31 August 2012 the West Cumbrian Times & Star newspaper reported “Flash-flooding in Seascale and Gosforth was the worst a firefighter has ever seen”. David Moore, watch manager at Seascale Fire Station, said: “In my 40 years of working as a firefighter here I’ve never seen anything like this. The water levels in Seascale and Gosforth were up to car level.” Village resident Mr Pattison said that he had never seen flooding like it in 50 years in the village. Continue reading Never seen flooding like it in 50 years in the village
Thursday, 19 July 2012 a Plea for help as West Cumbrian flood insurance crisis grows as reported by the Times & Star: Some Cockermouth householders can no longer afford to pay for flood insurance. The scale of Cockermouth’s flood insurance crisis can be revealed today as residents continue to struggle with issues more than two-and-a-half years on from the November 2009 floods. Continue reading Plea for help as West Cumbrian flood insurance crisis grows
Careful study needed if Wales is to make good use of floodplains says Simon Haslett, Professor of Physical Geography and Associate Pro Vice-Chancellor of the University of Wales in his article at Wales Online. Certainly for residents of flooded areas it may be the first time in living memory that they have suffered an inundation, but that doesn’t mean that floods have not occurred in these areas in the past. Continue reading Flood may be the first time in living memory
Environment Agency says “difficult to stop flooding completely” when rainfall levels are high
The Environment Agency has defended its flood response over the past two days, saying “it’s difficult to stop flooding completely” when rainfall is high as reported by the BBC. Up to 500 properties flooded in Lancashire and West Yorkshire after a month’s worth of rain fell in 24 hours.
Agency spokesman Alex Ross said there had been “very, very high levels of rainfall falling in a very short period of time” in Lancashire and Yorkshire and that some rivers had reached their highest levels on record.
“We can try and predict where the rain will fall, we can try and give early alerts and warnings and we can try and build flood defences to give a reasonable level of protection but it is very difficult to stop flooding completely.” Continue reading Environment Agency says “difficult to stop flooding completely”
More than 11,000 homes and businesses are being protected by flood defences and owners of 7,000 properties have been issued with warnings as people were forced to flee after more than a month’s worth of rain fell in 24 hours says the Independant.
The Environment Agency said people should remain vigilant and warned of further rain throughout Saturday and into Sunday in areas of northern England already counting the cost of what it said was “exceptional rainfall and record river levels”. Continue reading June 2012: Homes evacuated as month’s worth of rain falls in a day
Flooding victims are pleading with builders to stop development on grassland before their houses are damaged.
On Saturday 23 June 2012 the Yorkshire Evening Post reported that several residents who live at the foot of the Harvest View development, on Garforth Cliff, have had their gardens engulfed with water after developers started work on land that naturally soaked up the rain. Continue reading Flooding victims are pleading with builders to stop development on grassland before their houses are damaged.
On 15 June 2012 Jan Harris of Finance Markets reported that recent flooding could lead to higher insurance premiums. Floods currently affecting Wales and south east England could be following by a rise in the price of home insurance premiums, according to analysts.
The heavy rainfall could cause some insurance companies to miss their profitability targets, and there is more rain on the way according to the Met Office, with flood warnings in place across the UK. Continue reading Rise in the price of home insurance premiums
Flood warnings for UK as storm builds over Atlantic as reported by Steven Morris of the Guardian newspaper group.
Met Office issues severe weather warning – high speed winds and heavy rains to batter England, Wales and Northern Ireland
Monsoon in summer: more rain is on its way, the Met Office has warned. Continue reading Monsoon in summer: more rain is on its way, the Met Office has warned
13 June 2012 “This is Money” report says “As flooding hits Britain again, homeowners face big bills and a timebomb ticking for future insurance cover. Already some customers are finding they are being quoted huge flood excesses of as much as £10,000 and extremely costly premiums”. Continue reading Homeowners in the highest flood risk properties could lose their insurance
Wales flooding: Residents left devastated by floods.
Residents caught up in severe overnight flooding in mid Wales have spoken of the speed the floods hit. Report by BBC News.
Villages in Ceredigion have been cut off with houses and four caravan parks being flooded. Emergency services have helped at least 150 people to safety with several being rescued by helicopter. Stephen South, owner of Riverside Caravan Park in Llandre, near Aberystwyth, described the situation as “very, very frightening”. “I’ve lived on Riverside for 22 years but I’ve never witnessed anything like this before. We have nothing. The only clothes we have is what we’re standing up in, but we’re safe and that’s all that matters” Continue reading Wales flooding-09 June 2012: Residents left devastated by floods
£90,000 campaign launched to save Egremont Dale View Gardens estate from River Ehen. A campaign has been launched to raise £90,000 to protect a cliff side housing estate at risk from erosion. Act now: ’You just have to look a mile down the river at Rothersyke to see how bad the situation can get’. Continue reading River Ehen bank erosion at Egremont
Flood-risk households get closer to insurance guarantee“Comment on article-but will it remove the fear of floods, see statement below by mother and householder Rita Edge of Cleator, West Cumbria“: original article by Lisa Bachelor; guardian.co.uk, Tuesday 8 May 2012 12.33 BST Continue reading Flood insurance improvement but will it remove Cleator Mother’s Fear
Cumbria flood fears
Cumbria could flood this week, with heavy rain expected to sweep across most of the country, forecasters said: North West evening Mail, Wednesday, 09 May 2012. Continue reading Cumbria Flood Fears May 2012
Mortgage lenders join call for clarity on flood insurance
3 May 2012 |By Newsdesk
Affordable insurance ‘key to stable housing market’ says lenders’ association
The Council of Mortgage Lenders (CML) has added its voice to the call for greater clarity on future availability of flood insurance in risky areas. Continue reading Mortgage lenders join call for clarity on flood insurance
AOL Money & Finance website on April 11, 2012 reports: “Of course, nowadays only a fool would unwittingly buy a home on a flood plain as it is very easy to find out where they are – just visit www.environment-agency.gov.uk for flood maps and a wealth of invaluable information. If that doesn’t put you off an otherwise perfect property, the associated insurance costs might make it unaffordable”. Continue reading Only a Fool – says Finance site
Since it’s virtually impossible to sell an uninsurable house, house prices in the worst affected areas would plummet, trapping the vulnerable and those on low incomes in new areas which are likely to emerge as what the Environment Agency calls “deprivation hotspots”. And, in the event of a flood hitting, lives will be utterly destroyed as families and businesses lose everything without the recourse to funds for rebuilding. Continue reading Steve Gilbet MP-02 April 2012-Government must wake up to Flood Insurance
Pitt says in 2007: There should be a presumption against building in high flood risk areas
Government says 2012: Government continues to recognise the importance of preventing unnecessary building in areas of flood risk and that new development that does take place should be safe and not increase flood risk. Continue reading Governments Response to Pitts Review summer 2007 Floods – 2012 Final Report
The UK has suffered the driest 18 months since records and with the south east and east Anglia already officially in a state of drought the Association of British Insurers (ABI) is warning home owners to be aware of the risk of subsidence.
Additionally the government may now be unable to complete the necessary flood infrastructure due to lack of funds which will make it difficult for owners to purchase insurance cover if the government fails to build flood-control infrastructure.. Continue reading Government may now be unable to complete flood infrastructure
Flood insurance uncertainty gives businesses and homeowners sinking feeling; Businesses and homeowners seeking flood insurance could face greater uncertainty and prohibitively expensive insurance premiums in just four months’ time, experts will warn today. Continue reading Homeowners have sinking feeling
Joseph Rowntree Foundation says on 07 March 2012: Flood insurance changes could bring ‘catastrophic losses’
As early as next year (2013), up to 200,000 homes in the UK could find themselves effectively uninsurable against the risk of flood. Continue reading Catastrophic losses possible says Joseph Rowntree Foundation
BBC News 27 February 2012: Nick Starling, Director of the Association of British Insurers, said members were determined that flood insurance remained as “widely available and competitively priced” as possible but local authorities need to ensure that there is no more foolish housing development in high flood risk areas. Up to 200,000 homes could struggle to get insurance against flooding next year, according to council leaders.The Local Government Association (LGA) wants to replace a soon-to-expire ‘safety net’ covering flood-risk areas. Continue reading Councils MUST Stop Foolish Housing Developments in High Flood Risk Area says Insurers
18 October 2011 Government planning reforms must not lead to unsaleable, uninsurable and uninhabitable properties warns the ABI. Continue reading Say ‘No To’ developments in Flood Risk Areas
Moneywise reveals the 10 most common problems that are likely to impact the value of your home.
LIVING ON A FLOOD PLAIN is number three only being beaten by ANTI-SOCIAL NEIGHBOURS and ILLEGAL HOME ‘IMPROVEMENTS’ and will cost between £20,000.00 to £40,000.00. Continue reading Flood damage costs between £20,000 and £40,000+
Copeland MP Jamie Reed, Labour’s shadow floods minister says, “Cancelled flood defence schemes and changes to flood insurance are causing communities up and down the country to begin to fear for the future. The fear among many is that Government action will lead to whole communities becoming not just uninsurable, but unmortgageable. Continue reading Jamie Reed M.P. fears communities becoming not just uninsurable, but unmortgageable