Category Archives: General

New Flood Insurance Scheme May Not Be Sustainable

FloodInsuranceA proposed new scheme for flood insurance in the UK may not be sustainable because the impacts of climate change have not been taken into account, says a report by the Grantham Research Institute says Energy & Environment Magazine on 19 August 2013. The policy paper was published by the Centre for Climate Change Economics and Policy and the Grantham Research Institute on Climate Change and the Environment at the London School of Economics and Political Science.

The paper states: “The design of the Flood scheme, which is expected to last until at least 2035, has not taken into account adequately, if at all, how flood risk is being affected by climate change. Continue reading New Flood Insurance Scheme May Not Be Sustainable

A future Scotland could be awash with climate problems

IN an independent Scotland, the rain would keep falling regardless; says Professor Alan Werritty on Friday 21 June 2013. Whether we vote Yes or No in next year’s referendum, the nation’s future will likely be at least as wet as its recent past, and probably much more so. The best educated guesses are now suggesting that the floods to come will alter our landscape and our way of life to a vastly greater extent than any constitutional sea change. Continue reading A future Scotland could be awash with climate problems

Plea for help as West Cumbrian flood insurance crisis grows

Thursday, 19 July 2012 a Plea for help as West Cumbrian flood insurance crisis grows as reported by the Times & Star: Some Cockermouth householders can no longer afford to pay for flood insurance. The scale of Cockermouth’s flood insurance crisis can be revealed today as residents continue to struggle with issues more than two-and-a-half years on from the November 2009 floods. Continue reading Plea for help as West Cumbrian flood insurance crisis grows

Environment Agency says “difficult to stop flooding completely”

Environment Agency says “difficult to stop flooding completely” when rainfall levels are high

The Environment Agency has defended its flood response over the past two days, saying “it’s difficult to stop flooding completely” when rainfall is high as reported by the BBC. Up to 500 properties flooded in Lancashire and West Yorkshire after a month’s worth of rain fell in 24 hours.

Agency spokesman Alex Ross said there had been “very, very high levels of rainfall falling in a very short period of time” in Lancashire and Yorkshire and that some rivers had reached their highest levels on record.

“We can try and predict where the rain will fall, we can try and give early alerts and warnings and we can try and build flood defences to give a reasonable level of protection but it is very difficult to stop flooding completely.” Continue reading Environment Agency says “difficult to stop flooding completely”

June 2012: Homes evacuated as month’s worth of rain falls in a day

More than 11,000 homes and businesses are being protected by flood defences and owners of 7,000 properties have been issued with warnings as people were forced to flee after more than a month’s worth of rain fell in 24 hours says the Independant.

The Environment Agency said people should remain vigilant and warned of further rain throughout Saturday and into Sunday in areas of northern England already counting the cost of what it said was “exceptional rainfall and record river levels”. Continue reading June 2012: Homes evacuated as month’s worth of rain falls in a day

Monsoon in summer: more rain is on its way, the Met Office has warned

Flood warnings for UK as storm builds over Atlantic as reported by Steven Morris of the Guardian newspaper group.
Met Office issues severe weather warning – high speed winds and heavy rains to batter England, Wales and Northern Ireland

Monsoon in summer: more rain is on its way, the Met Office has warned. Continue reading Monsoon in summer: more rain is on its way, the Met Office has warned

Guidance on Insurance and Planning in Flood Risk Areas for Local Planning Authorities in England

The framework sets out the Government‟s vision for planning in England, focusing particularly on sustainable development and local decision making.
It is vital that new development is insurable. Property insurance provides customers with the confidence that they are protected should the property be damaged or rendered unusable. Insurance is also a prerequisite for the vast majority of mortgages, and therefore underpins local housing markets: Continue reading Guidance on Insurance and Planning in Flood Risk Areas for Local Planning Authorities in England

Only a Fool – says Finance site

AOL Money & Finance website on April 11, 2012 reports:  “Of course, nowadays only a fool would unwittingly buy a home on a flood plain as it is very easy to find out where they are – just visit www.environment-agency.gov.uk for flood maps and a wealth of invaluable information. If that doesn’t put you off an otherwise perfect property, the associated insurance costs might make it unaffordable”. Continue reading Only a Fool – says Finance site

Insurance solution for flood-risk homes

On Apr 3, 2012 Hannah Ricci, reported that a new solution to help homeowners on flood plains insure their properties is set to launch this summer. (N.B. immediate concern is shown on effectiveness of solution) With a government agreement that requires insurers to cover flood-prone homes due to end next year, ‘Project Noah’ is currently being trialled to help the thousands of households who face becoming uninsurable. Continue reading Insurance solution for flood-risk homes

Governments Response to Pitts Review summer 2007 Floods – 2012 Final Report

Pitt says in 2007: There should be a presumption against building in high flood risk areas

Government says 2012: Government continues to recognise the importance of preventing unnecessary building in areas of flood risk and that new development that does take place should be safe and not increase flood risk. Continue reading Governments Response to Pitts Review summer 2007 Floods – 2012 Final Report

Flood damage costs between £20,000 and £40,000+

Moneywise reveals the 10 most common problems that are likely to impact the value of your home.

LIVING ON A FLOOD PLAIN is number three only being beaten by ANTI-SOCIAL NEIGHBOURS and ILLEGAL HOME ‘IMPROVEMENTS’ and will cost between £20,000.00 to £40,000.00. Continue reading Flood damage costs between £20,000 and £40,000+

Jamie Reed M.P. fears communities becoming not just uninsurable, but unmortgageable

Copeland MP Jamie Reed, Labour’s shadow floods minister says, “Cancelled flood defence schemes and changes to flood insurance are causing communities up and down the country to begin to fear for the future. The fear among many is that Government action will lead to whole communities becoming not just uninsurable, but unmortgageable. Continue reading Jamie Reed M.P. fears communities becoming not just uninsurable, but unmortgageable